The words that come to mind when I look at this photograph are "winter wonderland." Your colors are beautiful; the spots of yellow and red mixed with blues, browns, and white are beautiful. The reflections you captured on the water surface really add to the overall "winter town spirit" that this picture gives off.
It's quite a cozy picture, but there is one thing that distracts from the image. That's the cluster of deadened branches and such to the right side of the picture. I like the random dead weeds that poke out of the snow, but they are just a little too tall in the right corner. I think they would have a better effect if perhaps you took the photo from a higher angle, almost like you were looking down on the town and the weeds. There are a lot of different things you could try with such pretty scenery. So that's my only suggestion- to maybe play around with different angles next time.
Great job overall; this would make a beautiful postcard for wintertime. Keep up the excellent work!